CalVet and VA Loans are specifically tailored to provide nearly every military Veteran with many benefits and features that save money and provide protection for your investment.
RECORD LOW INTEREST RATES
Low, competitive and fixed interest rates between VA and CalVet range from 3.75% to 5.50% on a 30 year term that helps keep your monthly payment down.
PURCHASE OPTIONS
Funds are available for home loans on many types of properties including Single Family Residences, Condominiums and Mobile Homes in Parks.
HIGH BALANCE LOANS
On CalVet loans, the maximum loan amount of $521,250 offers more home purchasing opportunities to qualified buyers. VA has different, and sometimes higher loan limits based on “high cost” counties throughout California.
NO MONEY DOWN
Benefit from Zero Down Payment Loan Programs, which are available for VA guaranteed loans using your Certificate of Eligibility and financing with CalVet or VA.
LOW COST INSURANCE
Excellent insurance benefits for fire, earthquake, flood and life offer you greater protection for your investment on CalVet Home Loans.
VA LOANS ARE REUSABLE
Veterans who used the VA or Cal Vet Home Loan Program previously may obtain another new loan, subject to current eligibility and funding requirements. The benefit lasts for the duration of the Veteran’s lifetime, and in some cases, may pass on to the un-remarried widow.